Did you know trends indicate that injuries from car wrecks are going to be the fifth leading cause of death by 2030?
This means the chances of getting into an auto accident at some point in your life are astoundingly high. You want to make sure you know what to do in this situation.
Let’s take a look at what you should do right after an auto accident.
1. Always Remain at the Scene
All sorts of issues can arise if you and the other driver choose to just leave, including:
- Unforeseen or delayed medical issues
- More damage to your vehicle than you initially notice
- Unfounded claims against you that you cannot defend against because you have no proof
No matter how insignificant the accident may seem at the time, don’t leave the scene.
2. Prioritize Your Safety
It can be easy to think, “this will never happen to me.” But it’s better to be informed and never have it happen that it happen and have no clue.
Prioritize these steps:
- Move the vehicles to the side of the road if possible
- Turn on hazard lights
- Check every person involved in the accident
- Call ambulance if necessary
And remember, never try to move a person with a possible neck injury unless they are in immediate danger. For example, if they are in the middle of moving traffic, you’ll want to take the chance and move them.
Moving a person with a neck or back injury has the potential to cause paralysis.
3. Call the Police
Call the police even if the accident seems minor. You’ll want everything to be documented in the case of a discrepancy or accusation.
Police involvement will help support your auto claim with your insurance. It will also aid in establishing who’s at fault.
4. Gather Information
Collect the other driver’s insurance information, tag, name and contact information. Also gather the name and contact information of any witnesses nearby.
5. Take Pictures
You’ll want to make sure to have photos of your car and the other driver’s car for insurance purposes. If you don’t have a camera on hand, ask the police officers for photos.
6. Know What Your Auto Insurance Covers
It’s a good rule of thumb to know what your insurance will reimburse you for. This is helpful to know before an accident occurs.
7. File an Accident Report
You’ll want to make sure to file an incident claim with your insurance company ASAP.
Don’t wait. You’ll be glad you were proactive.
8. Track Any Medical Expenses Related to the Accident
Secure all documentation of any medical expenses or physical therapy bills that accrue. You may need these for your claim if the other driver is at fault.
9. Track Any Auto Expense Repairs
It’s a good idea to wait until after your insurance has settled your claim to know what they’ll pay. But if you do have to go ahead and get auto repairs, track the expense.
10. Consider Hiring an Accident Attorney
Depending on the circumstances, you may want to consider hiring counsel to defend your role in the accident. Be sure to get representation locally and specific to your situation.
For instance, if you live in L.A. and drive a truck, you’ll want to hire a Los Angeles truck accident lawyer.
Know What To Do After an Auto Accident
Hopefully, these steps will never be necessary. But it’s always best to be prepared and rest with the peace of mind that you’ll know exactly what to do.
These are our steps to follow after an auto accident. What would you add to the list? Comment below!